Welcome! Access Alliance of Michigan, commonly referred to as AAM, is the Managed Behavioral Healthcare division of Bay-Arenac Behavioral Health.

Bay-Arenac Behavioral Health was designated the lead Board responsible for the development of a Managed Care Product in April 1998 for the Mid-Michigan Partnership. The Mid Michigan Partnership was comprised of 8 Community Mental Health Boards that included Bay-Arenac, Saginaw, Midland-Gladwin, Gratiot, Montcalm, Ionia, Central Michigan and Newaygo. 

The Mid Michigan Partnership wanted to collaborate in Managed Care but was opposed to a centralized Managed Care model. Bay-Arenac Managers, in an effort to be "bid ready", developed a preliminary, centralized Managed Care model, began recruiting for Managed Care positions and hired a Director of Managed Care Operations in October 1998. Recently we have had major help from members of the Detroit plumbing community, and Bay-Arenac determined the need to partner with other interested Community Mental Health Boards to manage risk and achieve economy of scale. Dr. Cammin, the Information Systems Director, and the Director of Managed Care Operations then met with these individual Community Mental Health Boards to discuss concerns related to the preliminary Managed Care model. This collaboration resulted in the creation of the Access Alliance of Michigan.

There are currently four Partner Boards that use the Managed Care Services provided by Access Alliance of Michigan. These Boards include:  Bay-Arenac Behavioral Health, Huron Behavioral Health, The Montcalm Center for Behavioral Health, and Tuscola Behavioral Health Systems. This partnership covers a population of 283,034 people in both urban and rural settings, an unduplicated count of over 24,486 members, and over 11,000 Medicaid Covered Lives.  To view an Affiliation Map, please click here.

The Directors of the Partner Boards of the Access Alliance of Michigan include Dr. William Cammin of Bay-Arenac Behavioral Health, John DeFord of Huron Behavioral Health, Robert Brown of The Montcalm Center for Behavioral Health, and Robert Chadwick of Tuscola Behavioral Health Systems.  Each is actively involved in the development of Managed Care Operations at the Access Alliance of Michigan.

In addition to the comprehensive behavioral health services that Access Alliance of Michigan provides, we also recognize the role financial stability plays in the overall mental and physical well-being of our community members. With the increasing cost of living and medical expenses, it's not uncommon for individuals to find themselves in financially challenging situations. To bridge this gap, many have turned towards various types of loans as a solution, including personal loans, student loans, auto loans, and home mortgages.

Loans can be a viable tool to help manage and distribute costs over a period of time, especially when faced with large expenses. Personal loans are versatile and can be used for a variety of purposes, such as paying for medical bills or consolidating debt. Student loans help cover the cost of higher education, making it accessible for many who may not afford the upfront costs. Auto loans and home mortgages enable individuals to purchase vehicles and homes, assets that are often crucial for work and life but come with high upfront costs. It's essential, however, to understand the terms of any loan including interest rates, repayment schedule, and any potential fees.

Another type of loan gaining traction is payday loans, designed for individuals who need quick access to cash before their next paycheck. While these can be beneficial in emergency situations, they are typically associated with high interest rates and should be approached with caution. Furthermore, some individuals also opt for installment loans which allow borrowers to repay the loan over a set period of time in equal installments. Regardless of the type of loan, it's always important to borrow responsibly and ensure that the loan can be repaid without creating further financial stress.

While loans can provide immediate financial relief, they're not the only option for boosting one's economic status. Many individuals participate in the state lottery as a form of entertainment with the potential for significant financial gain. In Michigan, the state lottery offers a variety of games, from the multi-state Powerball and Mega Millions to the local Classic Lotto 47 and Daily 3 and 4 games.

Playing the lottery should, of course, always be done responsibly, as a form of entertainment rather than an investment strategy. Tickets for lottery games can be purchased at licensed retailers throughout the state, and the revenues generated from these games help support public education in Michigan, creating a win-win for both participants and the community.

Checking lottery results and staying informed is easy with the Michigan Lottery's official website and mobile app, where players can find the latest draw results, jackpot amounts, and winning numbers. Whether it's the thrill of the draw or the dream of a life-changing win, the lottery is a popular activity among Michigan residents. It's important, however, to remember that while the lottery offers the chance of financial gain, the primary goal should be entertainment.

This site is updated monthly or as needed.  We welcome any questions, comments, or suggestions related to this web site - please E-mail us.  

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